Expat health insurance starting at €45 a month

Get coverage for your visa or NIE in 🇪🇸 Spain in less than 3 minutes.

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Who is expat health insurance for?

Visa seekers & New arrivals

Anyone applying for a visa or residence permit in Spain needs health insurance. Expat insurance can be used for this.

Digital nomads & Freelancers

This covers expats and freelancers who don’t yet or don’t seek full-time employment in Spain.

Students

Enrolled in a university, coding program or language school? We have some plans made for students in Spain.

How does getting expat health insurance with Feather work?

Sign up online from anywhere

Answer a few questions to get a quote and set up your policy fully digital without any paperwork in just a few minutes.

Same-day video call

If you have any questions our insurance experts will help you find the best plan in a 15-minute video call.

Honest advice. No upselling!

Our experts don't receive any sales commission, meaning their motivation is to help you find the right coverage, not sell you more.

What is expat health insurance?

Expat health insurance (sometimes referred to as “incoming insurance”) is a great solution for your first years in Spain. It’s good, affordable coverage that fulfills the legal requirements for obtaining your NIE, visa or temporary residence permit.

Want to learn more about health insurance in Spain? Read our insurance guide for Spain.

What’s covered?

Expat health insurance offers medical coverage for when you need it most.

Accidents and emergencies

Our plans cover unexpected medical treatments and procedures, as well as associated follow-up costs.

Medication

If an unforeseen illness requires you to take medication prescribed by a doctor, this is covered.

Ambulance transport

If you are injured or have health problems that require you to be transported by an ambulance to a medical facility as an inpatient, your costs will be covered.

Repatriation

In particularly serious cases, your insurance covers your return to your home country for treatment or in case of fatality, for burial.

Dental treatment

If you need to see a dentist, pain relief treatments are covered up to €500/year. Tooth replacement after an accident is also covered up to €500.

EU-wide coverage

With Expat insurance you can rest assured that your coverage extends to all EU countries, in case you decide to travel outside of Spain.

What our customers say about us

5 / 5

Very good and quick solution for expats to find an insurance. Feather helps me with my language barrier and cleared up confusions that I had about the insurance I bought. Their staffs response very quickly with all the information that I needed.

Jomjam Yw

5 / 5

Amazing solution for expats! It was simple, easy and useful! I did it myself and in less than 24h I had the confirmation. All in english! ❤️ I recommend it to everyone who needs a insurance to apply for a visa without complications and still wants a good coverage.

Thanny

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Frequently asked questions

Does this policy fulfill the requirements for my NIE and visa?

Yes, this policy meets the legal requirements for getting your visa or residence permit in Spain and qualifies as your proof of health insurance.

Am I eligible for Expat health insurance for Spain?

Yes, if you are looking to move to Spain or if you’ve recently relocated to Spain and are looking for your first health insurance plan, you're eligible for expat health insurance.

What if I am self-employed or a freelancer?

Expat health insurance is an excellent option if you're a freelancer or digital nomad. Expat insurance provides emergency and accidental coverage in addition to any illness you might develop.

If you’ve been publicly insured in the EU within the last three months, you can get on public insurance after moving to Spain. You can speak to one of our experts to find the best option.

Is this a good option for foreigners?

Yes, Expat insurance is specifically meant for foreigners and is a good option for people who want to get insured quickly to get their first visa or temporary residence permit because it's affordable health insurance coverage that you can sign up for entirely in English.

However, it's not a long-term solution. After staying in Spain for a few years we recommend switching to a local health insurance option. If you would like to switch to a local plan you can speak to one of our experts for a recommendation.

When will I get my documents after getting the insurance plan?

Almost immediately. We’ll make sure you can get covered as fast as possible usually within two working days. After you have been approved you will receive all insurance documents by email.

What is the maximum amount of time that I can be covered?

Expat health insurance can be used for up to five years.

Are there any waiting periods?

Generally there are no waiting periods. If you purchase expat health insurance after staying in Spain for more than a month a 31 day waiting period applies (unless there is an acute danger to your life). There are a few more exceptions for pregnancy treatment and existing conditions. Please refer to the full policy wording to learn more about those exceptions.

Do I have to pay medical costs myself before getting reimbursed?

Yes, with expat health insurance you'll have to pay upfront and submit photos of all the bills or receipts to get reimbursed. We can help you get reimbursed quickly.

Are dental treatments covered?

Yes, expat insurance covers €500 for dental treatment to relief you from pain. Tooth replacement after an accident is also covered up to €500 per year. plans will cover some dental treatments for pain relief like simple fillings.